As consumers, we expect to be able to use our debit cards, mobile wallets and wearables to transact where and when we want. In any given moment, Capital One must make millions of decisions on whether or not to approve a transaction, and if something doesn't look right, thanks to advanced technology, we can notify you within seconds. We will present how big and fast data and other technology makes it possible to give customers the freedom to transact when and where they want and the peace of mind in knowing we're watching out for them.
Matthew Layser is a software engineer at Capital One working on the new Authorizations platform. He is in the Technology Development Program (TDP), where he worked on two different software projects within two years of graduating. He holds a B.S. in Computer Science from Virginia Tech.
Kimmy Cummings is a software engineer at Capital One working on the Authorizations platform. She previously worked as a fraud system specialist in card technology at Capital One and is now a software engineer focused on machine learning and fast data. Kimmy holds a B.S. in Information Systems as well as Marketing and Small Business Management from East Carolina University.
John Schmitt is a Senior Director of Technology at Capital One. In his 17 years with Capital One he has worked on a large variety of initiatives, most recently focusing on Capital One’s Big Data and Cloud initiatives. John holds a B.S. in Information Systems from Illinois State University, a M.B.A from the University of Richmond, and a M.S. in Management of Information Technology from the University of Virginia.